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Pay it off!!

August 21st, 2007 at 09:37 pm

So I've been working on redoing the budget to accomodate some changes...like a mortgage payment. I've figured that we have enough money to pay off CC1 with a small cushion leftover. I told DH about this and he said he'd like to wait to pay it. I think he's afraid to let go of the money in fear that something will come up. I'm going to continue working on convincing him to pay it!! Every card we have is at 0% interest except this one at 1.5%.

I haven't been to the grocery store for almost 2 weeks. This was not planned (I usually go each week)but I've not run out of anything and I've been getting creative in the meal planning! This got me thinking about planning two weeks at a time rather than one. This might save even more.

3 Responses to “Pay it off!!”

  1. Stein Says:

    Tell him if you pay it off and something comes up, you can always charge back on the card. Going back into debt is easy, paying it off is the hard part!

  2. db1974 Says:

    What a great idea. Funny, I never thought of it that way!

  3. Aleta Says:

    I didn't understand the concept of paying off a credit card rather than having an emergency fund either until I joined this forum and read some of Jeffrey's articles. Of course, I think that I would always have a baby emergency fund for cash items that a credit card couldn't pay for. Plus, it's a good idea to just get in the habit of saving even $5. a week or $5 a month to get in the habit of saving. Good luck! You're doing great!

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