I started a 403b today. I'm only contributing a small amount each month until the debt is paid.

DH surprised me last night with news of a possible bonus. We might be able to reach our goal of paying off CC2 much sooner than February.

We're still disagreeing about a new freezer (mine is about 20 years old). I'd like to get a smaller chest freezer. I know it would save money in energy costs, but I'm not sure how to calculate how much time it would take to break even. I even volunteered to forgo my monthly personal budget and use money that I earn from Craigslist or other sources. Using personal budget money goes against what we originally intended it for though. The $100 each month is meant to help us control outside spending while major purchases (such as a freezer) are something that we need to agree on. I think he's most concerned about why I want a new freezer so bad while we have so many other needs (like new furniture, etc). I totally get that...I'd much rather have a new living room furniture set. But a new freezer will save us money whereas furniture won't.

This saving money business...frugality, thriftiness, whatever you call it, has become quite a hobby for me. I enjoy reading about it, putting it in action, and seeing a difference. I guess as far as hobbies go, a husband couldn't ask for anything better from a wife. It doesn't cost anything to be thrifty. At least I'm not out shopping every week and overspending like many women...I want a freezer, not a fur coat!!