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Romance in the air...midmonth financial chat approaching

January 14th, 2008 at 07:45 pm

I've been working on reducing the mountain of toys that surrounds me everyday be selling on Craigslist. I've considered using ebay for some of the stuff, but I can't see a point in paying those fees and all the hassle of shipping when you can list for free and the buyer comes to you!

I've sold a few things already. The kids were so upset to see these things go...they never cared about these things until they saw someone else taking it away.

I'll be using the proceeds to finish framing the art I bought to decorate this house. We've been here about 6 months and have not done much to it at all.

In other news, DH and I will be having our first financial midmonth chat tomorrow evening. Don't you just love romance after 7 years of marriage? I'm excited, but worried that the things I have to suggest won't be well received. Among the bad news, we're not saving as much at the end of each month as we used to and I'm proposing we cut our monthly personal budgets in half (cut $100 to $50 each). In addition, we should disconnect the extra phone we have. I'm always proposing he get a new job with more a more predictable schedule so that we can reduce or even eliminate the amount we spend on our nanny ($1,180/ month), but I can't push too much. Changing jobs is easier said than done.

There are a few other categories we could cut also.

Wish us luck!...and good fortune!

6 Responses to “Romance in the air...midmonth financial chat approaching”

  1. denisentexas Says:

    Hmm, a midmonth financial chat. That sounds interesting. Is this something others you know do or what? Just curious.

    We have a mini financial chat most of six days a week when we go over the jobs the shop had for the day and put money into the envelopes. We seem to be on the same page on most things and that's a good thing. Smile But a mid monthly chat - I like that idea!

    Good luck to you..and great fortune, too!

  2. db1974 Says:

    Denise - This is a new thing we're trying. I've found that DH is so surprised when I tell him he's out of personal budget money, sometimes to the point of being accusatory. When we have our monthly "meeting" I get this sense of "team" from him...so I'm hoping to duplicate that feeling more often. We used to live in the beautiful pineywoods of East Texas like you...sure miss it!

  3. denisentexas Says:

    Well, your reason for the chat sure seems sound to me! In the past, DH and I rarely talked about money and when we did it wasn't pleasant. Now that we're working together to improve things, we talk almost daily about it. I know he gets tired of hearing about it so I use caution when approaching him about it. I might talk to him about a mid-month chat. Who knows, he might go for it!

    Ahh, what part of ET did you live in? We love it - it's home!

  4. db1974 Says:

    We've lived in Lufkin and Livingston. I still consider myself an East Texan!

  5. scfr Says:

    i hope your chat went well!

  6. Harei Says:

    Those interested in a quick path to good personal/home budgeting may be interested to know about OOTD. "Out Of The Dark" OOTD is a powerful yet simple and easy to use online personal budgeting utility that is free to use and completely anonymous from the user perspective. I have used it for over two months now and it is too good to be free.

    OOTD can be found at:
    http://www.myexp.org/OOTD_gate.php

    Happy budgeting.

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