I'm 33 years old and work in the education field. I have 2 small boys, a husband, a full time job, and I owe way too much money. I still can't believe I'm in so much debt, but I'm determined to get out of it in just about any way possible.
Savings:
Emergency - 1373.62
Christmas - 101.62
Yearly Expense Budget - 141.23
Life Insurance - 89.16
Vacation - 11.00
Clothes - 16.00
Home Improvement - 16.00
New Car - 11.00
________________________
Total: 1843.50
Goals:
1. To pay off CC1 by Jan. 1, 2008 (done)
2. Begin teaching the value of using money wisely to DS1 (4 yrs old) and DS2 (2 yrs old) by allowing them to earn extra money.
3. Pay off CC2 by February '08. (done Nov '07)
4. Pay off CC3 by June '08